SMS Pay
Built for merchant payment automation

Accept verified payments through SMS-based confirmation.

SMS Pay helps merchant teams use payment intents, an Android SMS Agent, webhooks, reconciliation, and separate Sandbox and Live environments.

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Features

Everything merchants need to automate SMS-confirmed payments.

Payment Intents
Create payment requests with amount, reference, expiry, and metadata for your checkout flow.
Android SMS Agent
Forward payment confirmation SMS messages from a trusted merchant device to SMS Pay.
Sandbox & Live Mode
Test safely in Sandbox, then switch to Live when your integration and operations are ready.
Merchant Dashboard
Monitor payment intents, SMS events, devices, reconciliation, API keys, and webhook delivery.
Webhook Notifications
Receive server-to-server payment updates so your backend can fulfill orders reliably.
Reconciliation Queue
Review unmatched, late, duplicate, or ambiguous SMS events with clear operational workflows.
API Key Management
Create separate keys for Sandbox, Live, devices, and backend services with clean rotation flows.
SMS Event Matching
Match SMS events to payment intents using amount, reference, sender, transaction ID, and rules.

How it works

From onboarding to verified payment in four steps.

1
Create merchant organization
We onboard your business, enable environments, and invite your merchant dashboard users.
2
Generate API keys
Your team creates Sandbox and Live keys for backend checkout and approved device setup.
3
Create payment intent
Your backend requests a payment and shows customer instructions with amount and reference.
4
Receive SMS and webhook
The Android SMS Agent forwards payment SMS events and your backend receives status updates.

Pricing

Choose how you want to run payments.

Start with a self-managed lifetime license or let us operate the payment provider flow for you.

Best for self-managed merchants

Lifetime Gateway License
Own the Android app and merchant dashboard access with lifetime service included.
BDT 4,999BDT 12,000

BDT 500/mo maintenance

  • Android SMS payment app handover
  • Merchant dashboard lifetime access
  • Sandbox and live payment flow setup
  • Free hosted service for life
  • Optional maintenance at BDT 500/month

Best for done-for-you operations

Managed Payment Provider
We operate the payment flow, monitor transactions, and handle provider setup.
BDT 500/mo

Per payment method + 4.5% transaction fee

  • BDT 500/month for each payment method
  • 4.5% fee on transactions up to BDT 5,00,000
  • Payment monitoring and reconciliation
  • Merchant dashboard and checkout links
  • Custom configuration above BDT 5,00,000 volume

Contact

Let's plan your payment flow.

Tell us what you need. We'll help with onboarding, testing, and launch.

Request onboarding
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